Classic Car Insurance Request a Quote You’ve carefully restored your ride, now it’s time to customize an insurance policy that will cover your antique or collector car just as carefully. In fact, proper coverage is the most important thing for your classic investment. Classic car insurance and you Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than “regular use” drivers. Since classic and collectible cars often register as older vehicles, they aren’t evaluated at their true market value, according to standard insurance practices. So, if you have an accident, you could end up paying the difference out of pocket for repairs or replacements you’re not fully insured for.We understand how much time and effort you put into your car. That’s why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.In the same way you’d customize your ride, you need a customized classic car policy, which takes into account the car's collectible value, the miles you drive each year, and many other personalized adjustments.But unlike standard auto insurance policies, you only pay for what you need because you don't need full-time coverage. You may be surprised by how affordable coverage can be for the average classic and collectible car owner. How to qualify for classic and collectible car insurance When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.Usage: It is your car and you should feel free to drive it. We will tailor your policy to reflect your driving habits.Storage: Your collectible car should be stored inside in a secure, locked garage or structure. The following storage facilities normally qualify: residential garage, barn, secure rental storage unit, and others. Let’s talk about yours!Regular-Use Vehicles: Since you don’t need to drive your “baby" every day, carriers will require that you maintain “regular use” insurance in your name on a daily driver vehicle. Customarily, motorcycles do not qualify as a daily driver, nor does public transportation.Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account. Serious infractions within the last 5 years, such as OUI, DUI, excessive speeding, driving recklessly, or an alcohol citation, could affect eligibility, but may not necessarily disqualify you. Minor traffic violations or accidents per household are generally acceptable. Request A Quote Name Email Address Phone Additional Info Thank you! Oops!